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COBRA applies only to employers with 20 or more employees. My employer has fewer than 20 employees and my employment has just been terminated. Am I eligible for health coverage under the Ohio continuation law?
To be eligible under the Ohio continuation law, you must have been: How long might my coverage last under the state continuation law? Your coverage may continue for up to 12 months. What benefits may be continued under the state continuation law? The continuation coverage requirement covers hospital, surgical and major medical benefits.
In addition, continuation coverage must include prescription drugs if this coverage is included in the group coverage. Continuation need not cover dental or vision care. How do I go about electing continuation coverage?
You must apply within the earlier of: Must employers in Ohio with fewer than 20 employees notify employees of the right to continue coverage at the time they are involuntarily terminated? Ohio law requires small employers to notify an employee of the right to state continuation coverage when the employee is notified of the employment termination.
This notice must include details of the required monthly payment amount for continuation coverage including the manner of payment. What if my former employer does not agree that I am eligible for group continuation coverage?
You may contact the Ohio Department of Insurance ODI at if you believe the insurance company is not complying with state group continuation coverage rules, or to get more information about state continuation law. This article is not intended to be legal advice. Before applying this information to a specific legal problem, readers are urged to seek advice from a licensed attorney.Learn about your small and large group cobra health insurance options in Ohio.
Learn when to purchase health insurance after leaving group coverage. Health Insurance Options and COBRA. Ultimately, the cost will be determined by the premiums for the former plan plus a 2% administrative fee. Former employees are often surprised to. Dr. Gregory McDonald has an active dental practice in Springboro and a specialty as a forensic dentist.
Yet since January, health insurance coverage for McDonald and his wife has been subsidized. An individual with a high deductible health plan (HDHP) can make contributions up to certain limits and get an “above the line” taxed deduction.
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